Regardless of that delay, small businesses
will still be able to go online starting October 1, 2013 to compare their
health coverage options and initiate the application process. They will be able
to complete those online applications in November, when the online system
is expected to be fully functional. The administration has reported that its
exchanges will have the ability starting October 1, 2013 to process paper
applications manually.
This delay from October to November is not
expected to affect the individual market exchanges that are facilitated by the
federal government or the exchanges where the states are taking the lead role.
It is predicted that this delay will not otherwise delay the implementation of
health coverage under the exchanges.